We make money storage and movement efficient.
Invest with clarity
Unlike traditional banks, we invest your money in government-backed Treasury Bills, which are sold in real time when a purchase is made. 1 You receive 100% of the earnings from your investment and can spend your money from our debit cards and ACH portals with the same ease as you spend with a checking account.
We work for you. Our technology is our own -- free of intermediaries -- which empowers us to serve you without relying on card processors, external banks, or technology partners.
We operate in service to our members, and do so with safety at our core. As owners of a national banking charter and broker-dealer license, we’re regulated and held to the same strict safety standards of any major U.S. financial institution.
Jiko keeps you invested in US Treasury Bills.
US Treasury Bills are securities backed by the “full faith and credit” of the US government
Not FDIC insured • No Bank Guarantee • May Lose Value
Jiko, owned and operated by Jiko Technologies, Inc., makes available a unique combination of financial services provided by Jiko Technologies, Jiko Securities, Inc., a registered broker-dealer, and Jiko Bank, a division of Mid-Central National Bank, Member FDIC.
US Treasury securities (“Treasuries”) are issued by the federal government and are backed by the “full faith and credit” of the US government.
Learn more here. Past performance is not indicative of future performance.
Securities are offered by Jiko Securities, Inc. (“JSI”), acting as the principal carrying firm. JSI is a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). All your securities and funds are held in an omnibus account at Apex Clearing Corporation, pursuant to the U.S. Securities and Exchange Commission Rule 15c3-3 customer protection rules. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.
Banking services provided by Jiko Bank, a division of Mid-Central National Bank, Member FDIC. The Jiko Debit Card is issued by Jiko Bank, a division of Mid-Central National Bank, and may be used wherever Discover cards are accepted to perform the transactions and subject to any dollar amount or frequency limitations set forth in the Limitations Disclosures.
This site is designed for US residents.
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