Truth in Savings

Revised July 5, 2019

Jiko Bank, a division of Mid-Central Federal Savings Bank

Rate Information No interest will be paid on this account held at Mid-Central Federal Savings Bank.

Schedule of Fees There is no minimum balance required to open the Bank Account and no monthly maintenance fees are charged on the Bank Account and no minimum balance is required.
The following Fees may be charged as set forth:

Item Fee (USD)
Account Opening Fee $0
Monthly Account Maintenance Fee $0
Overdraft Fee No overdrafts on the Bank Account are allowed.
ACH Bank Transfer Fee
Incoming and outgoing
Account Closing Free $0
Card Replacement Fee $0
ATM Fees (Domestic) ATMs bearing the Discover, NYCE or Pulse logo (the logo can be found on the back of your debit card): The Bank does not charge any fee, but there might be a fee assessed by that ATM operator.
Foreign Transaction Fee $0
ATM Fees (International) You will not be charged a fee by the Bank, but you may be charged a fee by the ATM operator or any network used. This may include a fee for a balance inquiry even if you do not complete a withdrawal or other monetary transaction.
Foreign Transaction Fee $0
Returned Deposit Fee $0
Paper Copies of Documents $0
Legal Process $0
JTI Jiko Fee $0

Questions? Please contact us at:

The Jiko Team
2000 Allston Way, PO Box 327
Berkeley, CA 94701