What's New at Jiko

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What's next at Jiko

Maybe you don’t strictly follow one of those money saving 50/30/20 plans. But chances are if you’re reading this blog, you're a financially responsible individual. Congratulations! Future you is ecstatic.

So what does a financially responsible person do with their savings? You’ve got options, but ideally you want a safe investment that doesn’t tie up your day-to-day funds.

US Treasury Bills: A 70+-year history of stability1

Enter the Jiko network. We're providing direct access to investment in US Treasury Bills.1 You can read all about the benefits of T-Bills on our website, but we’ll give you the highlights here.

First, T-Bills are among the safest investments on the market. Backed by the "full faith and credit" of the US federal government and issued by the US Treasury, T-Bills have an active market that provides access to liquidity as needed. In fact, institutional investors have capitalized on US Treasury Bills for more than 70 years, while individuals have struggled with expensive secondary markets.

T-Bills aren't glamorous or exotic, but they're prized by investors for their historical stability and returns.1 In fact, their returns have outperformed the National Savings Accounts Deposits Rates over the previous eight years.1,2

Jiko is more than just T-Bills

Our commitment to safety and responsibility extends to more than just T-Bills. There’s a phrase you'll hear often at Jiko: “Do the right thing and do it the right way.”

Our product, our growth, and all other facets of our company reflect this mindset. From our membership in FINRA and SIPC to our continuing emphasis on compliance, Jiko stands for whitespace engineering that combines technology, licenses, and values into innovative financial products and services.2,3

Doing the right thing since Day One

Our company ethos starts with personal and financial data. Jiko refuses to sell and profit from your data. We believe that your data not only belongs to you – it's an extension of you.

That's why at Jiko, we expend a tremendous amount of effort to protect your data. Your Jiko uses a distributed network design and industry-standard encryption to help ensure your data protection and privacy.

Of course, that’s not possible without a great team and high standards. In a highly regulated industry, we live up to our values of transparency, safety, and integrity. Jiko is home to finance industry veterans, compliance officers, creatives, and engineers. We have different areas of expertise, and we're united in our mission to simplify the banking system and help return financial control to the individual.

We’re building a network designed to benefit everyone, and we’re building it the right way. We hope to see you there!

Team Jiko will be coming out with new blogs weekly. Follow us here and on Twitter for more content.

Download the Jiko beta app today:

App Store

Play Store

To learn more about our first offering, auto-investment in US Treasury Bills, visit

1Your investments are subject to certain risks. US Treasury Bills are securities and, as with any investment, you could lose all or part of your investment in your account. Learn more here.

2Past performance is not a guarantee of future performance.

3Jiko Securities, Inc. is a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”), and acts as the principal carrying firm. All your securities and funds are held in an omnibus account at Apex Clearing Corporation, pursuant to US Securities and Exchange Commission Rule 15c3-3 customer protection rules.

4SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at